Healthcare is a basic necessity that every individual deserves access to. However, for millions of people in India, it is still an unattainable luxury. In an effort to bridge this gap, the Government of India launched the Pradhan Mantri Jan Arogya Yojana (PMJAY) in 2018.
PMJAY is a healthcare scheme that aims to provide free healthcare services to the poor and vulnerable sections of the society. The scheme is applicable in both private and government hospitals. In this article, we will take a look at the best hospitals for free treatment through PMJAY scheme 2023.
What is PMJAY scheme?
PMJAY is a healthcare scheme launched by the Government of India to provide free healthcare services to over 50 crore people who belong to the economically weaker sections of the society.
Under this scheme, eligible individuals can avail free treatment for over 1400 medical procedures and treatments including cancer treatment, heart surgery, knee replacement, and more. The scheme provides a health cover of up to Rs. 5 lakhs per family per year.
How to avail PMJAY scheme?
To avail PMJAY scheme, one needs to be eligible for the scheme. The eligibility criteria for the scheme are as follows:
- The scheme is applicable to families that have been identified as socio-economically deprived based on the Socio-Economic Caste Census (SECC) 2011 database.
- The scheme is also applicable to families that are listed in the Rashtriya Swasthya Bima Yojana (RSBY) database and are eligible as per the scheme guidelines.
- One can also check their eligibility on the official PMJAY website using their Aadhaar number.
Once the eligibility is confirmed, the individual can visit the nearest empaneled hospital and avail the free healthcare services.
Best hospitals for free treatment through PMJAY scheme 2023
There are several hospitals across India that are empaneled under the PMJAY scheme and provide free healthcare services. However, here are some of the best hospitals for free treatment through PMJAY scheme 2023:
1. AIIMS, Delhi
AIIMS Delhi is a premier medical institute in India that provides world-class healthcare services. It is also one of the best hospitals for free treatment through PMJAY scheme 2023. The hospital has state-of-the-art facilities and a team of highly qualified doctors who provide free treatment to PMJAY beneficiaries.
2. Tata Memorial Hospital, Mumbai
Tata Memorial Hospital is a specialist cancer treatment hospital in Mumbai. The hospital is empaneled under the PMJAY scheme and provides free cancer treatment to eligible beneficiaries. The hospital has advanced cancer treatment facilities and a team of highly skilled doctors and medical professionals.
3. Apollo Hospitals, Chennai
Apollo Hospitals is one of the largest healthcare providers in India. The hospital has several branches across the country and is empaneled under the PMJAY scheme. The hospital provides free healthcare services to PMJAY beneficiaries and has a team of highly qualified doctors and medical professionals.
4. Narayana Health, Bangalore
Narayana Health is a multi-specialty hospital in Bangalore that provides free healthcare services to PMJAY beneficiaries. The hospital has advanced medical facilities and a team of highly skilled doctors and medical professionals.
Key Benefits of PMJAY Scheme 2023
1. Financial Protection
The PMJAY Scheme provides financial protection to the poor and vulnerable sections of society by covering medical expenses for hospitalization, surgeries, and medical procedures. The scheme ensures that beneficiaries do not face financial distress due to unexpected medical emergencies and can access quality healthcare services without worrying about the cost.
2. Cashless Benefits
The PMJAY Scheme offers cashless benefits at empaneled hospitals, ensuring that beneficiaries do not have to pay for medical expenses out of pocket. This is especially beneficial for those who cannot afford to pay upfront and may have to forego essential medical care due to financial constraints.
3. Pre-Existing Illness Coverage
The PMJAY Scheme covers pre-existing illnesses, which is a significant benefit for those who have chronic health conditions and require regular medical care. This ensures that beneficiaries do not face any restrictions in accessing medical care due to their pre-existing condition.
4. Empaneled Hospitals
The PMJAY Scheme has a network of empaneled hospitals across the country, ensuring that beneficiaries have access to quality healthcare services. Empaneled hospitals are required to meet specific quality standards, ensuring that beneficiaries receive the best possible medical care.
5. Coverage for Entire Family
The PMJAY Scheme covers the entire family of the beneficiary, ensuring that everyone is protected under the scheme. This is especially beneficial for those who have large families and may not be able to afford healthcare expenses for everyone.
6. Reduction in Out-of-Pocket Expenses
The PMJAY Scheme aims to reduce out-of-pocket expenses for medical care, which is a significant benefit for those who cannot afford to pay upfront for medical expenses. This helps reduce the financial burden on families and allows them to access quality healthcare services without worrying about the cost.
7. Universal Coverage
The PMJAY Scheme aims to provide universal coverage to all eligible beneficiaries, ensuring that no one is left behind. The scheme covers beneficiaries from both rural and urban areas, ensuring that everyone has access to quality healthcare services.
8. Focus on Preventive Healthcare
The PMJAY Scheme also focuses on preventive healthcare, which is essential for maintaining good health and preventing the onset of diseases. The scheme offers free health check-ups to beneficiaries, ensuring that they receive timely medical care and preventive healthcare services.
9. Empowering Women
The PMJAY Scheme aims to empower women by ensuring that they have access to quality healthcare services. The scheme offers special packages for women, covering maternal and child health services, ensuring that women receive the best possible medical care.